The Best Online Platforms for Converting $100 Gift Cards to Naira

Safety Tips

YormeHut offers more than 300 payment methods to buy and sell between Users. Some of these payment methods require additional caution. As a seller, you should be aware of these specifics to increase the safety of your funds and have an overall pleasant experience on YormeHut.

Cash Payments

  • Ensure that the buyer deposits cash in your name, and asks for the receipt.
  • Make sure that you are trading with the actual person making the deposit. Avoid dealing with third parties in such situations.

Online Wallets

  • Ensure that the buyer’s account is verified on the wallet service provider (i.e. verified PayPal account).
  • Ask for the buyer’s ID. Make sure the user’s full name matches both their ID as well as their online wallet account.
  • Ensure that you are trading with the owner of the account and that no third parties are involved.
  • For extra precaution, you can ask the buyer to write on a piece of paper the confirmation of the purchase along with the trade ID, including the trade amount, and take a picture of it. In case of a chargeback, you can show this picture as evidence.
  • Paypal specific tips:
    • Ask for a selfie with ID and a note saying, “I am making payment of x.xx to email address + real name.”
    • Make sure the person has sufficient balance in their account and they pay directly from their account. If they pay by card, a chargeback is much less likely to occur. Stick to low amounts and limit new buyers to one trade per day/week to limit chargeback risks.
    • Accept payments only from verified PayPal accounts to ensure they have a bank account linked to it. This will help in case of chargebacks as PayPal will have information about such users.
    • Make sure that payment comes as a single transaction from the PayPal account owner.
    • Prefer payments as “Friends and Family”.

Debit/Credit Cards

  • This method is just as risky as online wallets as you could easily be charged back. Use the same precautions as for online wallets. 

Gift Cards

  • To avoid gift card deactivation, ask for a receipt and make sure the gift card is bought with cash.
  • Be aware of card resellers. If the card was obtained from third parties, there is a risk of the card becoming invalid during or after the trade. Ask everyone to provide a picture with their username and trade ID.
  • Be careful when accepting e-codes or gift cards bought with debit/ credit cards, as any debit/ credit card purchase can be charged back.

If you need any assistance from our Support team, do not hesitate to contact us. Check out this article on How to Contact Support.

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